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What is ShopPay?

ShopPay Installments is a service we offer that allows you, (our awesome customers) to finance the purchase of anything on our website over time using payment installments rather than paying for everything up front. So... Are you building a new engine? Wanting that new high flow fuel system? Perhaps a larger turbo? HAVE NO FEAR! 


Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.

Fees or penalties

For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.

You can pay your balance off early without penalty.

There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.

Credit scores and eligibility

Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.
NOTE: To use Shop Pay Installments, your shipping address needs to be in the United States.